[LRUG] Recurring Payments and subscriptions

[Jason Green]

Do you do chained payments?

On 1 Sep 2011, at 19:02, Tom Blomfield wrote:

> Hello - thought I'd chip in. Disclaimer: I'm promoting my own company!
> 
> I've been a long-time subscriber to LRUG, and I run a company called GoCardless.com (some people may remember GrouPAY.co.uk from previous LRUG events or Hacker News meetups - GoCardless is the version for businesses.).
> 
> We enable online merchants to accept Direct Debit with zero set-up costs - really cheap recurring payments with a great REST API (built on Rails) & co-branded "checkout" page.  Currently UK-only, but we're expanding to Europe shortly. You don't need a merchant account or any other payments provider - we provide an end-to-end solution, and we're backed by the RBS.
> 
> If you'd like to find out more, please get in touch.
> 
> Cheers
> 
> Tom
> 
> -- 
> Tom Blomfield
> 
> On Thursday, 1 September 2011 at 09:59, Tim Harding wrote:
> 
>> Opening up this old beauty again:
>> 
>> Has anyone had specific experience with Recurly + Sage Pay + Sage Pay's bundled merchant account provider Elavon?
>> 
>> It appears that Recurly's hosted payment pages don't meet some of the requirements that Sage Pay mandates around black-listed countries and badging. Elavon, the merchant account provider require VbV or 3D Secure, at which point Recurly can't support them.
>> 
>> Recurly is an "Approved Partner" for Sage Pay…
>> 
>> Assembling a string of three providers that work together well seems to be a real pain in the arse.
>> 
>> Apparently Barclays and HSBC are both pretty relaxed about 3D Secure/VbV so there's some hope in that direction.
>> 
>> 
>> On Monday, 31 January 2011 at 15:02, Paul Campbell wrote:
>> 
>>> Paypal Payments Standard is really a fantastic, fantastic solution,
>>> for what it is.
>>> 
>>> With some coaxing, you can also get Paypal Payments Express up and
>>> running, which is slightly less obtrusive, and lets you use their API
>>> rather than IPN to be sure a payment goes through:
>>> 
>>> http://www.codyfauser.com/2008/1/17/paypal-express-payments-with-activemerchant
>>> 
>>> +1 for RealEx with a merchant account, but getting a merchant account,
>>> for me, isn't really worth the hassle when it's an MVP. I have one,
>>> but I'm paying monthly for the privilege and not making enough back to
>>> cover it!
>>> 
>>> —P
>>> 
>>> On Mon, Jan 31, 2011 at 2:59 PM, Chris Parsons
>>> <chris at edendevelopment.co.uk> wrote:
>>>> On 31 January 2011 13:54, Tim Harding <tim.harding at gmail.com> wrote:
>>>>> It's a shame you've had a different experience, it was a very easy way to
>>>>> get up and going on day one for us.
>>>> 
>>>> Same here: I got Paypal up and running a few years back very easily
>>>> using recurring payments. We did go through the same process that Tim
>>>> did, verifying our bank accounts etc, but it wasn't much hassle. Our
>>>> implementation is a very simple subscribe button which redirects to
>>>> Paypal's payment pages, so that might explain the difference.
>>>> 
>>>> Thanks
>>>> Chris
>>>> 
>>>>> On 30 January 2011 16:40, George Palmer <george.palmer at gmail.com> wrote:
>>>>>> 
>>>>>>> I've had numerous problems in the past getting PayPal to turn recurring
>>>>>>> billing on. You need to pay for their Website Payments Pro account,
>>>>>>> which is
>>>>>>> not a simple transaction: it's pretty much a full merchant account
>>>>>>> application, and the bar they ask you to jump over is relatively high.
>>>>>>> You
>>>>>>> need to have been trading for 3+ years with them, and have a reasonable
>>>>>>> trading history with them on their standard package before they'll
>>>>>>> really
>>>>>>> consider you, in my experience.
>>>>>> 
>>>>>> I'm not sure if that's still the case, or if it is, we seemed to have
>>>>>> slipped through the net.  We setup on a new business account and at
>>>>>> the time of applying for recurring payments, had been a company for
>>>>>> less than 2 years.
>>>>>> 
>>>>>> --
>>>>>> George Palmer
>>>>>> Founder
>>>>>> http://www.digitaldeliveryapp.com
>>>>>> _______________________________________________
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>>>>> 
>>>>> 
>>>>> 
>>>>> --
>>>>> Tim Harding
>>>>> 
>>>>> Well Informed Ltd
>>>>> Registered in England & Wales
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>>>>> Registered office: Suite 235, 77 Beak St, London, W1F 9DB
>>>>> 
>>>>> 
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>>>> 
>>>> 
>>>> 
>>>> --
>>>> Chris Parsons
>>>> CEO ~ Eden Development
>>>> 
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>>> 
>>> 
>>> 
>>> -- 
>>> 
>>> Paul Campbell
>>> paul at hypertiny.ie
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