[LRUG] Recurring Payments and subscriptions

[Zach Inglis]

We were going to do a similar setup, except we're doing it with Lloyds and it's proving to be a nightmare.

They are suggesting they do not recognise Recurly as a safe company even though they are PCI Compliant. You may have the same problems with HSBC so do check before you invest too much money. Because this is a new company, we're unfortunately having to deposit £10,000 also as backup payment. You may find yourself in the same boat if you have no trading history.

The number one advice I have always got when building startups was "Don't roll your own billing system" by the way.

On 27 Jan 2011, at 10:28, Paul Wilson wrote:

> This thread is a classic, so I thought I'd bring it back ;-)
> 
> So, we had a plan to launch http://hut4app.com with Recurly + Paypal.  Recurly, because they handle adding VAT to UK/EU customers only and PayPal because we thought it would be the easiest option to get started with.  PayPal have refused us, with zero information apart from suggesting we contact 5 credit reference agencies.  I don't know that it's worth spending the time pursuing that.  So now we're a bit lost.  Looking into getting a HSBC merchant account (for that is our bank), then going with Recurly + SagePay + HSBC merchant account.  
> 
> Does anyone have any less painful ideas.? The VAT thing seems kind of important to get right, which ties us to Recurly unless we roll our own subscription management tool.  (I hate VAT, btw, complicates everything.)  
> 
> 
> On 2 Sep 2010, at 23:37, Anthony Eden wrote:
> 
>> I highly recommend Chargify. They have support for at least one UK gateway (I am in the US and use them with Authorize.net, but the online docs say they support UK gateways), have an excellent API with wrappers in Ruby and they have a very helpful support team.
>> 
>> Sincerely,
>> Anthony Eden
>> 
>> On Thu, Sep 2, 2010 at 6:28 PM, Neil Middleton <neil.middleton at gmail.com> wrote:
>> Hi all,
>> 
>> We're looking at building an application that uses the regular subscriptions model a la Basecamp or similar (I'm sure you all know the model I mean).  Question is, what approach has people taken in the past?
>> 
>> Being in the UK it seems that our options are substantially more limited than those in the US, but there are a few options.  
>> 
>> We could use something like Recurly, or Cheddargetter with a service such as Paypal, or we could and try and roll our own billing system that talks direct to somewhere like SecureTrading - both of which require vastly different levels of effort, and provide vastly different pros and cons.
>> 
>> So, who's done something like this before and how did you do it (and with who)?   Does anyone have any direct experience of this stuff?
>> 
>> -- 
>> Neil Middleton
>> 
>> 
>> 
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