[LRUG] Recurring Payments and subscriptions

Fri Sep 2 02:36:02 PDT 2011

Hi Tim,

If you don't get approval quickly from Paypal, try calling their tech support guys in the UK. I had one account pending for 3 weeks and then called them up and it was activated that day.

On 2 Sep 2011, at 10:34, Tim Harding wrote:

> Yes, +1 on gocardless.com sounding good. We had a hard decline from HSBC when we asked about getting our own Direct Debit facility. They had "no appetite" for that sort of risk.
> 
> Still need to accept credit cards too somehow. We're spiking Recurly + PayPal Website Payments Pro (without recurring billing option) for now to see if we can get something up and running relatively quickly. Still pending PayPal approval.
> 
> A review of this thread suggests a few successful implementations of Spreedly + various partners in the past year.
> 
> I see little evidence of successful Recurly implementations.
> 
> Has anyone successfully used Recurly and what were the gateway and banking partners you used?
> 
> On another note, a pocket project I run (writersresidence.com) was recently approved for an HSBC merchant account (after banking with them for 2 years). We first applied in December 2010… I think I'll give Spreedly + RealEx a go for that one. The only risk stipulation on that account is that the hold funds for 10 days.
> 
> Thanks,
> 
> -Tim
> 
> On Thursday, 1 September 2011 at 19:02, Tom Blomfield wrote:
> 
>> Hello - thought I'd chip in. Disclaimer: I'm promoting my own company!
>> 
>> I've been a long-time subscriber to LRUG, and I run a company called GoCardless.com (some people may remember GrouPAY.co.uk from previous LRUG events or Hacker News meetups - GoCardless is the version for businesses.).
>> 
>> We enable online merchants to accept Direct Debit with zero set-up costs - really cheap recurring payments with a great REST API (built on Rails) & co-branded "checkout" page.  Currently UK-only, but we're expanding to Europe shortly. You don't need a merchant account or any other payments provider - we provide an end-to-end solution, and we're backed by the RBS.
>> 
>> If you'd like to find out more, please get in touch.
>> 
>> Cheers
>> 
>> Tom
>> 
>> -- 
>> Tom Blomfield
>> 
>> On Thursday, 1 September 2011 at 09:59, Tim Harding wrote:
>> 
>>> Opening up this old beauty again:
>>> 
>>> Has anyone had specific experience with Recurly + Sage Pay + Sage Pay's bundled merchant account provider Elavon?
>>> 
>>> It appears that Recurly's hosted payment pages don't meet some of the requirements that Sage Pay mandates around black-listed countries and badging. Elavon, the merchant account provider require VbV or 3D Secure, at which point Recurly can't support them.
>>> 
>>> Recurly is an "Approved Partner" for Sage Pay…
>>> 
>>> Assembling a string of three providers that work together well seems to be a real pain in the arse.
>>> 
>>> Apparently Barclays and HSBC are both pretty relaxed about 3D Secure/VbV so there's some hope in that direction.
>>> 
>>> 
>>> On Monday, 31 January 2011 at 15:02, Paul Campbell wrote:
>>> 
>>>> Paypal Payments Standard is really a fantastic, fantastic solution,
>>>> for what it is.
>>>> 
>>>> With some coaxing, you can also get Paypal Payments Express up and
>>>> running, which is slightly less obtrusive, and lets you use their API
>>>> rather than IPN to be sure a payment goes through:
>>>> 
>>>> http://www.codyfauser.com/2008/1/17/paypal-express-payments-with-activemerchant
>>>> 
>>>> +1 for RealEx with a merchant account, but getting a merchant account,
>>>> for me, isn't really worth the hassle when it's an MVP. I have one,
>>>> but I'm paying monthly for the privilege and not making enough back to
>>>> cover it!
>>>> 
>>>> —P
>>>> 
>>>> On Mon, Jan 31, 2011 at 2:59 PM, Chris Parsons
>>>> <chris at edendevelopment.co.uk> wrote:
>>>>> On 31 January 2011 13:54, Tim Harding <tim.harding at gmail.com> wrote:
>>>>>> It's a shame you've had a different experience, it was a very easy way to
>>>>>> get up and going on day one for us.
>>>>> 
>>>>> Same here: I got Paypal up and running a few years back very easily
>>>>> using recurring payments. We did go through the same process that Tim
>>>>> did, verifying our bank accounts etc, but it wasn't much hassle. Our
>>>>> implementation is a very simple subscribe button which redirects to
>>>>> Paypal's payment pages, so that might explain the difference.
>>>>> 
>>>>> Thanks
>>>>> Chris
>>>>> 
>>>>>> On 30 January 2011 16:40, George Palmer <george.palmer at gmail.com> wrote:
>>>>>>> 
>>>>>>>> I've had numerous problems in the past getting PayPal to turn recurring
>>>>>>>> billing on. You need to pay for their Website Payments Pro account,
>>>>>>>> which is
>>>>>>>> not a simple transaction: it's pretty much a full merchant account
>>>>>>>> application, and the bar they ask you to jump over is relatively high.
>>>>>>>> You
>>>>>>>> need to have been trading for 3+ years with them, and have a reasonable
>>>>>>>> trading history with them on their standard package before they'll
>>>>>>>> really
>>>>>>>> consider you, in my experience.
>>>>>>> 
>>>>>>> I'm not sure if that's still the case, or if it is, we seemed to have
>>>>>>> slipped through the net.  We setup on a new business account and at
>>>>>>> the time of applying for recurring payments, had been a company for
>>>>>>> less than 2 years.
>>>>>>> 
>>>>>>> --
>>>>>>> George Palmer
>>>>>>> Founder
>>>>>>> http://www.digitaldeliveryapp.com
>>>>>>> _______________________________________________
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>>>>>> 
>>>>>> 
>>>>>> 
>>>>>> --
>>>>>> Tim Harding
>>>>>> 
>>>>>> Well Informed Ltd
>>>>>> Registered in England & Wales
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>>>>>> Registered office: Suite 235, 77 Beak St, London, W1F 9DB
>>>>>> 
>>>>>> 
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>>>>> 
>>>>> 
>>>>> 
>>>>> --
>>>>> Chris Parsons
>>>>> CEO ~ Eden Development
>>>>> 
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>>>> 
>>>> 
>>>> 
>>>> -- 
>>>> 
>>>> Paul Campbell
>>>> paul at hypertiny.ie
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