[LRUG] Credit card processing in the UK

Paul Campbell paul at rslw.com
Tue Aug 7 05:28:18 PDT 2012


A really cool hackday project would be to take an existing API and
re-implement it to use the Stripe API… once Stripe comes along, you
could just cut the cord!

—P

On Tue, Aug 7, 2012 at 12:51 PM, Sidu Ponnappa <ckponnappa at gmail.com> wrote:
>> I’d strongly advise against paypal.
> I second that. We launched payments for RubyMonk last week only to
> have Paypal lock our account a handful of subscriptions in. We're
> still trying to resolve the issue (they needed more documentation for
> account verification), but they've taken three days for the first set
> of documents and have come back asking for more, so that's going to be
> another three days.
>
> Being based out of India, we have little choice but to go with PayPal.
> We're incorporating a subsidiary in the US simply to get access to a
> better payments processor like Braintree or Stripe.
>
> Best,
> Sidu.
> http://c42.in
> http://sidu.in
>
>
> On 7 August 2012 16:48, Louis Goff-Beardsley <louisror at gmail.com> wrote:
>>
>> I’d strongly advise against paypal. I had serious issues caused by them limiting my merchant account without warning a few years back.
>>
>>
>>
>> Best, Louis
>>
>>
>>
>> IMPORTANT: The dangers of uploading your CV to a job board
>>
>>
>>
>> [Louis Goff-Beardsley]
>>
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>>
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>> IRC: LouisGB - irc.freenode.org #LRUG, #NWRUG, #ruby, #rubyonrails
>>
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>>
>>
>>
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>>
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>>
>>
>> -----Original Message-----
>> From: chat-bounces at lists.lrug.org [mailto:chat-bounces at lists.lrug.org] On Behalf Of Frederick Cheung
>> Sent: 07 August 2012 09:16
>> To: London Ruby Users Group
>> Subject: Re: [LRUG] Credit card processing in the UK
>>
>>
>>
>>
>>
>> On 7 Aug 2012, at 09:09, J. Pablo Fernández <pupeno at pupeno.com> wrote:
>>
>>
>>
>> > Hello rubists!
>>
>> >
>>
>> > My startup is getting closer to the point when we start charging. Yay! So... Any recommendation on a merchant, or however you'd call such a provider, that would store the CC number for me and allow me to place a charge of variable amounts every month? Yeah, I know, the trickiest of the cases. The most promising companies offering these types of services that I found all fail at the geographic level: they are US-centric and can't operate in the UK.
>>
>>
>>
>> worldpay do offer this service in the uk. You can set up what they call a futurepay recurring payment. You can either do a regular payment which occurs at fixed intervals (but with a varying amount) or adhoc intervals but with a limit (that the user enters when they give the card details to worldpay) both on the total amount chargeable per time period and the max frequency of payments. I did an integration with the latter a few years back and it was relatively straightforward (although we never launched, for a bunch of other reasons). Setting up a merchant account with worldpay was a bit of a pain - took forever and they wanted all sorts of crazy info to verify us (did that bit again quite recently)
>>
>>
>>
>> I believe paypal also have a recurring payments thing, but I finds paypals set of products to be utterly confusing.
>>
>>
>>
>> Fred
>>
>>
>>
>>
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-- 

Paul Campbell
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