[LRUG] Credit card processing in the UK

[Louis Goff-Beardsley]

I’d strongly advise against paypal. I had serious issues caused by them
limiting my merchant account without warning a few years back.

 

Best, Louis

 

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[Louis Goff-Beardsley]

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-----Original Message-----
From: chat-bounces at lists.lrug.org [mailto:chat-bounces at lists.lrug.org] On
Behalf Of Frederick Cheung
Sent: 07 August 2012 09:16
To: London Ruby Users Group
Subject: Re: [LRUG] Credit card processing in the UK

 

 

On 7 Aug 2012, at 09:09, J. Pablo Fernández < <mailto:pupeno at pupeno.com>
pupeno at pupeno.com> wrote:

 

> Hello rubists!

> 

> My startup is getting closer to the point when we start charging. Yay!
So... Any recommendation on a merchant, or however you'd call such a
provider, that would store the CC number for me and allow me to place a
charge of variable amounts every month? Yeah, I know, the trickiest of the
cases. The most promising companies offering these types of services that I
found all fail at the geographic level: they are US-centric and can't
operate in the UK.

 

worldpay do offer this service in the uk. You can set up what they call a
futurepay recurring payment. You can either do a regular payment which
occurs at fixed intervals (but with a varying amount) or adhoc intervals but
with a limit (that the user enters when they give the card details to
worldpay) both on the total amount chargeable per time period and the max
frequency of payments. I did an integration with the latter a few years back
and it was relatively straightforward (although we never launched, for a
bunch of other reasons). Setting up a merchant account with worldpay was a
bit of a pain - took forever and they wanted all sorts of crazy info to
verify us (did that bit again quite recently)

 

I believe paypal also have a recurring payments thing, but I finds paypals
set of products to be utterly confusing.

 

Fred

 

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