[LRUG] [JOBS] Ruby Software Engineer at Creditspring - We are changing consumer credit for the better

Alfredo Motta alfredo at creditspring.co
Thu Feb 11 08:50:54 PST 2021


Hello LRUG!



I am Alfredo, CTO at Creditspring<http://www.creditspring.co.uk/>. We exist to help people improve their financial stability without stress. To do that we offer interest free loans in exchange of a fixed membership fee. It's more transparent, easier to budget around it, and it incentivize responsible borrowing. We invented it (!) and we are FCA regulated.


You can apply for this position here, please mention that you saw this LRUG post so I can get back to you sooner rather than later!

=> Job application form<https://creditspring.bamboohr.com/jobs/view.php?id=30&source=aWQ9OQ%3D%3D>



We use Ruby, Rails, PostgreSQL, Sidekiq, Heroku, Stimulus JS and Redis. We built a modern Event Sourcing architecture with independently deployable front-office and back-office applications so you can focus on product and have fun. I love Ruby and the community, you might have seen me at LRUG in May 2018<http://www.lrug.org/meetings/2018/#may-2018-meeting> talking about event sourcing, at Brighton Ruby<https://brightonruby.com/2018/introduction-to-event-sourcing-for-rubyists-alfredo-motta/>, or in other LRUG occasions (here<https://lrug.org/meetings/2019/february/>, here<https://lrug.org/meetings/2020/#february-2020-meeting>, and here<https://lrug.org/meetings/2020/#june-2020-meeting>) last couple of years.



Our ideal candidate for this position has 2+ years of experience using Ruby/Rails, and is excited about making our application funnel as smooth as it can be, empowering the company to acquire customers at scale by building smart tools and experiments around the funnel.



We are 20 people and with 4 full-time engineers including me! We launched in September 2018, we have lent more than £8M and we now have over 12k customers, aiming to reach 100k by the end of 2021. And this is where you make the difference! I am super excited to share these upcoming projects for the year that are key to fuelling this growth:


Application journey and email automations
To fulfil our growth ambitions, we need a smooth application journey that is quick and easy for our customers. On the other hand, we want to make sure we offer affordable loans, and we promote responsible borrowing behaviour. This is why working on our funnel is so challenging and rewarding; with many moving parts and lots of data at your disposal you will be designing experiments to improve the conversion rate from the home page onwards, finding creative ways to build tools around emails, and more importantly helping people getting started on their financial stability journey.

Ship new features in our Stability Hub
We want to help Creditspring members improve their financial footprint and the Stability Hub is our solution to help people go from debt to savings without stress and without taking more debt than necessary. Last year we developed our proprietary Stability Score, and we started collecting Open Banking data that we can now turn into smart insights for our customers. We just started this journey, and 2021 will be a big year for the Stability Hub and you will be implementing the features to help thousands of people improve their financial life.

Scale up our API
We have ambitions to onboard lots of new partners this year via the API in 2021 but with bigger volumes comes bigger challenges. We want to make sure we convert users who click out to us, that we can handle the spikes in traffic, and that the tracking is as good as it can be so we can design experiments to improve the conversion of this channel.


I will be happy to answer and get your thoughts on it,

I am quite (over) excited about them!


Again, here is the job application form => Job application form<https://creditspring.bamboohr.com/jobs/view.php?id=30&source=aWQ9OQ%3D%3D>

Looking forward to chat with you!


Have a nice weekend,

Alfredo (CTO @ Creditspring)




[https://gallery.mailchimp.com/ace614706f74c6bf2b8c98bf6/images/4e6c5f24-4b63-4447-84b6-89cf88160c0b.png]<http://www.creditspring.co/>



Alfredo Motta
Chief Technology Officer

519 Grand Union Studios
332 Ladbroke Grove
London W10 5AD
+44 203 7355142

creditspring.co.uk<http://www.creditspring.co.uk/>


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