<html><head></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space; "><blockquote type="cite"><div>Thanks for the warning. It's something I'll check for. Is that with Recurly + SagePay, or are you using a different payment gateway?<br></div></blockquote><div>Recurly + SagePay + Lloyds Cardnet.</div><div>The issue is that Recurly stores the credit card details, not Sagepay. Sagepay just processes it. That's what makes them uneasy.</div><div><br></div><div>I had such a problem dealing with Lloyds and had a cowboy helping me that I am now dealing direct with the Regional Manager. Even he is proving to be troublesome. If they had it their way, my website would look like it was from 1998.</div><div><br></div><div>Good luck. If I can answer any questions, you have my email :)</div><div>
<span class="Apple-style-span" style="border-collapse: separate; color: rgb(0, 0, 0); font-family: Helvetica; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: auto; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; -webkit-text-decorations-in-effect: none; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; font-size: medium; "><div style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space; "><span class="Apple-style-span" style="border-collapse: separate; color: rgb(0, 0, 0); font-family: Helvetica; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; -webkit-text-decorations-in-effect: none; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; font-size: medium; "><div><br class="Apple-interchange-newline">Cheers,</div><div>–––</div><div>Zach Inglis</div><div><b>London Made, Creative Director</b></div><div><b><br></b></div><div><div><font class="Apple-style-span" color="#B1A2A4"><b>Mobile:</b> +447800 838961 | </font><span class="Apple-style-span" style="color: rgb(177, 162, 164); "><b>AIM:</b></span><span class="Apple-style-span" style="color: rgb(177, 162, 164); "> zachinglis</span></div></div><div><font class="Apple-style-span" color="#B1A2A4"><div style="color: rgb(0, 0, 0); "><span class="Apple-style-span" style="color: rgb(177, 162, 164); "><b>Blog:</b></span><span class="Apple-style-span" style="color: rgb(177, 162, 164); "> <a href="http://zachinglis.com">http://zachinglis.com</a> | </span><span class="Apple-style-span" style="color: rgb(177, 162, 164); "><b>Web:</b> </span><b><font class="Apple-style-span" color="#C4561F">THE NEW</font> </b><span class="Apple-style-span" style="color: rgb(177, 162, 164); "><a href="http://londonmade.co.uk">http://londonmade.co.uk</a></span></div></font></div><div><font class="Apple-style-span" color="#B1A2A4"><b>Twitter:</b> <a href="http://twitter.com/zachinglis">http://twitter.com/zachinglis</a> | </font><span class="Apple-style-span" style="color: rgb(177, 162, 164); "><b>LinkedIn:</b> <a href="http://linkedin.com/in/zachinglis">http://linkedin.com/in/zachinglis</a></span></div><div><span class="Apple-style-span" style="color: rgb(177, 162, 164); "><br></span></div></span></div><br></span></div><div><div>On 28 Jan 2011, at 15:01, Paul Wilson wrote:</div><br class="Apple-interchange-newline"><blockquote type="cite"><div><br>On 28 Jan 2011, at 14:38, Zach Inglis wrote:<br><br><blockquote type="cite">We were going to do a similar setup, except we're doing it with Lloyds and it's proving to be a nightmare.<br></blockquote><br>This is making me cross, in a write to my MP kind of way. <br><br><blockquote type="cite"><br></blockquote><blockquote type="cite">They are suggesting they do not recognise Recurly as a safe company even though they are PCI Compliant. You may have the same problems with HSBC so do check before you invest too much money. Because this is a new company, we're unfortunately having to deposit £10,000 also as backup payment. You may find yourself in the same boat if you have no trading history.<br></blockquote><blockquote type="cite"><br></blockquote><br>Thanks for the warning. It's something I'll check for. Is that with Recurly + SagePay, or are you using a different payment gateway?<br><br>Having read<br><br><a href="http://danieltenner.com/posts/0006-how-to-get-a-merchant-account.html">http://danieltenner.com/posts/0006-how-to-get-a-merchant-account.html</a><br>and<br>http://blog.boxedice.com/2009/05/20/taking-payments-online-merchant-account-payment-processor-fees/<br><br>I'm going to try a number of banks, and also see about joining The Federation of Small Businesses(*), as may people are suggesting that their Merchant Account discounts are worthwhile. <br><br><br>(*) http://www.fsb.org.uk/ (Cheesy website warning).<br><br><br><blockquote type="cite">The number one advice I have always got when building startups was "Don't roll your own billing system" by the way.<br></blockquote><blockquote type="cite"><br></blockquote><br><br>Probably good advice. Right now, we're planning to launch with a non-subscription based model - that way we can use PayPal (etc...) standard and we're not locked in to an account or gateway. Oh hum.<br><br><br>--<br>Paul<br>_______________________________________________<br>Chat mailing list<br>Chat@lists.lrug.org<br>http://lists.lrug.org/listinfo.cgi/chat-lrug.org<br></div></blockquote></div><br></body></html>