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Yes, +1 on gocardless.com sounding good. We had a hard decline from HSBC when we asked about getting our own Direct Debit facility. They had "no appetite" for that sort of risk.
</div><div><br></div><div>Still need to accept credit cards too somehow. We're spiking Recurly + PayPal Website Payments Pro (without recurring billing option) for now to see if we can get something up and running relatively quickly. Still pending PayPal approval.</div><div><br></div><div>A review of this thread suggests a few successful implementations of Spreedly + various partners in the past year.</div><div><br></div><div>I see little evidence of successful Recurly implementations.</div><div><br></div><div>Has anyone successfully used Recurly and what were the gateway and banking partners you used?</div><div><br></div><div>On another note, a pocket project I run (writersresidence.com) was recently approved for an HSBC merchant account (after banking with them for 2 years). We first applied in December 2010… I think I'll give Spreedly + RealEx a go for that one. The only risk stipulation on that account is that the hold funds for 10 days.</div><div><br></div><div>Thanks,</div><div><br></div><div>-Tim</div><div><br></div>
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<p style="color: #A0A0A8;">On Thursday, 1 September 2011 at 19:02, Tom Blomfield wrote:</p>
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Hello - thought I'd chip in. Disclaimer: I'm promoting my own company!
</div><div><br></div><div>I've been a long-time subscriber to LRUG, and I run a company called <a href="http://GoCardless.com">GoCardless.com</a> (some people may remember <a href="http://GrouPAY.co.uk">GrouPAY.co.uk</a> from previous LRUG events or Hacker News meetups - GoCardless is the version for businesses.).</div><div><br></div><div>We enable online merchants to accept Direct Debit with zero set-up costs - really cheap recurring payments with a great REST API (built on Rails) & co-branded "checkout" page. Currently UK-only, but we're expanding to Europe shortly. You don't need a merchant account or any other payments provider - we provide an end-to-end solution, and we're backed by the RBS.</div>
<div><br></div><div>If you'd like to find out more, please get in touch.</div><div><br></div><div>Cheers</div><div><br></div><div>Tom</div><div><br>-- <br>Tom Blomfield<br><br></div>
<p style="color: #A0A0A8;">On Thursday, 1 September 2011 at 09:59, Tim Harding wrote:</p><blockquote type="cite"><div>
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<div>Opening up this old beauty again:
</div><div><br></div><div>Has anyone had specific experience with Recurly + Sage Pay + Sage Pay's bundled merchant account provider Elavon?</div><div><br></div><div>It appears that Recurly's hosted payment pages don't meet some of the requirements that Sage Pay mandates around black-listed countries and badging. Elavon, the merchant account provider require VbV or 3D Secure, at which point Recurly can't support them.</div><div><br></div><div>Recurly is an "Approved Partner" for Sage Pay…</div><div><br></div><div>Assembling a string of three providers that work together well seems to be a real pain in the arse.</div><div><br></div><div>Apparently Barclays and HSBC are both pretty relaxed about 3D Secure/VbV so there's some hope in that direction.</div><div><br></div><div><br></div>
<p style="color: #A0A0A8;">On Monday, 31 January 2011 at 15:02, Paul Campbell wrote:</p><blockquote type="cite"><div>
<span><div><div>Paypal Payments Standard is really a fantastic, fantastic solution,<br>for what it is.<br><br>With some coaxing, you can also get Paypal Payments Express up and<br>running, which is slightly less obtrusive, and lets you use their API<br>rather than IPN to be sure a payment goes through:<br><br><a href="http://www.codyfauser.com/2008/1/17/paypal-express-payments-with-activemerchant">http://www.codyfauser.com/2008/1/17/paypal-express-payments-with-activemerchant</a><br><br>+1 for RealEx with a merchant account, but getting a merchant account,<br>for me, isn't really worth the hassle when it's an MVP. I have one,<br>but I'm paying monthly for the privilege and not making enough back to<br>cover it!<br><br>—P<br><br>On Mon, Jan 31, 2011 at 2:59 PM, Chris Parsons<br><<a href="mailto:chris@edendevelopment.co.uk">chris@edendevelopment.co.uk</a>> wrote:<br><blockquote type="cite"><div>On 31 January 2011 13:54, Tim Harding <<a href="mailto:tim.harding@gmail.com">tim.harding@gmail.com</a>> wrote:<br><blockquote type="cite"><div>It's a shame you've had a different experience, it was a very easy way to<br>get up and going on day one for us.<br></div></blockquote><br>Same here: I got Paypal up and running a few years back very easily<br>using recurring payments. We did go through the same process that Tim<br>did, verifying our bank accounts etc, but it wasn't much hassle. Our<br>implementation is a very simple subscribe button which redirects to<br>Paypal's payment pages, so that might explain the difference.<br><br>Thanks<br>Chris<br><br><blockquote type="cite"><div>On 30 January 2011 16:40, George Palmer <<a href="mailto:george.palmer@gmail.com">george.palmer@gmail.com</a>> wrote:<br><blockquote type="cite"><div><br><blockquote type="cite"><div>I've had numerous problems in the past getting PayPal to turn recurring<br>billing on. You need to pay for their Website Payments Pro account,<br>which is<br>not a simple transaction: it's pretty much a full merchant account<br>application, and the bar they ask you to jump over is relatively high.<br>You<br>need to have been trading for 3+ years with them, and have a reasonable<br>trading history with them on their standard package before they'll<br>really<br>consider you, in my experience.<br></div></blockquote><br>I'm not sure if that's still the case, or if it is, we seemed to have<br>slipped through the net. We setup on a new business account and at<br>the time of applying for recurring payments, had been a company for<br>less than 2 years.<br><br>--<br>George Palmer<br>Founder<br><a href="http://www.digitaldeliveryapp.com">http://www.digitaldeliveryapp.com</a><br>_______________________________________________<br>Chat mailing list<br><a href="mailto:Chat@lists.lrug.org">Chat@lists.lrug.org</a><br><a href="http://lists.lrug.org/listinfo.cgi/chat-lrug.org">http://lists.lrug.org/listinfo.cgi/chat-lrug.org</a><br></div></blockquote><br><br><br>--<br>Tim Harding<br><br>Well Informed Ltd<br>Registered in England & Wales<br>Company number 06707839<br>Registered office: Suite 235, 77 Beak St, London, W1F 9DB<br><br><br>_______________________________________________<br>Chat mailing list<br><a href="mailto:Chat@lists.lrug.org">Chat@lists.lrug.org</a><br><a href="http://lists.lrug.org/listinfo.cgi/chat-lrug.org">http://lists.lrug.org/listinfo.cgi/chat-lrug.org</a><br></div></blockquote><br><br><br>--<br>Chris Parsons<br>CEO ~ Eden Development<br><br>Office: +44 (0)845 0097 094<br>Email: <a href="mailto:chris@edendevelopment.co.uk">chris@edendevelopment.co.uk</a><br>Web: <a href="http://edendevelopment.co.uk">http://edendevelopment.co.uk</a><br><br>This e-mail is from Eden Development. It has been sent in confidence<br>to the named addressee(s). This<br>message may contain legally privileged information and is for the use<br>of the addressee(s) only. If you<br>are not the intended recipient you must not use, reveal, copy,<br>distribute or print this message. Please<br>notify the sender by return e-mail and then delete the message from<br>your computer system. Thank<br>you. Your contact details will be held and used by us in accordance<br>with the Data Protection Act.<br>Eden Development Limited is registered in England. Our registration<br>number is: 5212702. Our<br>registered office is: Eden Development, Venta Court, 20 Jewry St,<br>Winchester, SO23 8FE.<br>_______________________________________________<br>Chat mailing list<br><a href="mailto:Chat@lists.lrug.org">Chat@lists.lrug.org</a><br><a href="http://lists.lrug.org/listinfo.cgi/chat-lrug.org">http://lists.lrug.org/listinfo.cgi/chat-lrug.org</a><br></div></blockquote><br><br><br>-- <br><br>Paul Campbell<br><a href="mailto:paul@hypertiny.ie">paul@hypertiny.ie</a><br>- - - - - - - - - - - - - - - - - - -<br>web <a href="http://hypertiny.ie">http://hypertiny.ie</a><br>blog <a href="http://www.pabcas.com">http://www.pabcas.com</a><br>twitter <a href="http://www.twitter.com/paulca">http://www.twitter.com/paulca</a><br>github <a href="http://www.github.com/paulca">http://www.github.com/paulca</a><br>phone +353 87 914 8162<br>- - - - - - - - - - - - - - - - - - -<br>_______________________________________________<br>Chat mailing list<br><a href="mailto:Chat@lists.lrug.org">Chat@lists.lrug.org</a><br><a href="http://lists.lrug.org/listinfo.cgi/chat-lrug.org">http://lists.lrug.org/listinfo.cgi/chat-lrug.org</a><br></div></div></span>
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