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</o:shapelayout></xml><![endif]--></head><body lang=EN-GB link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>I’d strongly advise against paypal. I had serious issues caused by them limiting my merchant account without warning a few years back.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Best, Louis<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal align=center style='text-align:center'><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><a href="https://docs.google.com/file/d/0B-1ai5sV1KG8c08yTlpCMGVhZ1k/edit">IMPORTANT: The dangers of uploading your CV to a job board </a></span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'> <o:p></o:p></span></p><p class=MsoNormal align=center style='text-align:center'><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><table class=TableGrid11 border=1 cellspacing=0 cellpadding=0 style='border-collapse:collapse;border:none'><tr style='height:224.6pt'><td width=556 valign=top style='width:416.9pt;border:solid windowtext 1.0pt;background:black;padding:0cm 5.4pt 0cm 5.4pt;height:224.6pt'><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'>[Louis Goff-Beardsley]<o:p></o:p></span></b></p><p class=MsoNormal style='text-align:justify'><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'> > <b>Ultra-Specialised</b> <b>Independent Ruby-on-Rails Recruitment.</b><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'> > <b>Software Sales, Business Development & AC Acquisition for the RoR community.<o:p></o:p></b></span></p><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'> > LinkedIn:</span></b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'> </span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D;mso-fareast-language:EN-US'><a href="http://www.linkedin.com/in/louisbeardsley"><span style='color:white'>http://www.linkedin.com/in/louisbeardsley</span></a></span><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'><o:p></o:p></span></b></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'> > <b>Skype</b>:</span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'> </span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D;mso-fareast-language:EN-US'><a href="skype:louisgb1?add"><span style='color:white'>LouisGB1</span></a></span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'><o:p></o:p></span></p><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'> > </span></b><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'>Email:</span></b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'> </span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D;mso-fareast-language:EN-US'><a href="mailto:LouisRoR@gmail.com"><span style='color:white'>LouisRoR@gmail.com</span></a></span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'> <o:p></o:p></span></p><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'> > Land Line</span></b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'>: 01183 276 608<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'> > <b>Mobile:</b> </span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'> 07825 338 966 <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'> > <b>Twitter</b>:</span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D;mso-fareast-language:EN-US'><a href="https://twitter.com/#!/LouisRoR"><span style='color:white'>@LouisRoR</span></a></span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'><o:p></o:p></span></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Courier New";color:white;mso-fareast-language:EN-US'>__________ __ __ __________ <o:p></o:p></span></b></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Courier New";color:white;mso-fareast-language:EN-US'>\______ \_____ |__| | ______ \______ \ ____ ____ <o:p></o:p></span></b></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Courier New";color:white;mso-fareast-language:EN-US'> | _/\__ \ | | | / ___/ | _// __ \_/ ___\ <o:p></o:p></span></b></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Courier New";color:white;mso-fareast-language:EN-US'> | | \ / __ \| | |__\___ \ | | \ ___/\ \___ <o:p></o:p></span></b></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Courier New";color:white;mso-fareast-language:EN-US'> |____|_ /(____ /__|____/____ > |____|_ /\___ >\___ ><o:p></o:p></span></b></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Courier New";color:white;mso-fareast-language:EN-US'> \/ \/ \/ \/ \/ \/ <o:p></o:p></span></b></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Courier New";color:white;mso-fareast-language:EN-US'><o:p> </o:p></span></p><p class=MsoNormal align=center style='text-align:center'><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:white;mso-fareast-language:EN-US'>IRC: LouisGB - irc.freenode.org #LRUG, #NWRUG, #ruby, #rubyonrails<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D;mso-fareast-language:EN-US'><o:p> </o:p></span></p></td></tr></table><p class=MsoNormal align=center style='text-align:center'><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal align=center style='text-align:center'><a href="skype:louisgb1?add"><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D;text-decoration:none'><img border=0 width=118 height=23 id="Picture_x0020_2" src="cid:image001.gif@01CD7496.B9B8E0F0" alt="Description: Description: Description: Description: Description: Description: Description: Description: http://download.skype.com/share/skypebuttons/buttons/add_green_transparent_118x23.gif"></span></a><a href="https://twitter.com/#!/LouisRoR"><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D;text-decoration:none'><img border=0 width=88 height=20 id="Picture_x0020_1" src="cid:image002.jpg@01CD7496.B9B8E0F0" alt="Description: Description: Description: Description: Description: file:///C:/Documents%20and%20Settings/louis.beardsley/Desktop/LouisRoRTag.JPG"></span></a><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal align=center style='text-align:center'><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal align=center style='text-align:center'><i><span style='font-size:9.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>“Louis found my dream job for me. He took a lot of time to get to know me and what I was looking for. He’s obviously got a lot of connections and was able to offer me a variety of roles. Louis actually knows what he’s talking about when it comes to Ruby-on-Rails, which is pretty much unique for a recruiter. He gave me advice on what course of action is best for me, helped me rewrite my CV as I was underselling myself and prepared me for my interviews. Highly recommended!” </span></i><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><a href="http://uk.linkedin.com/in/louisbeardsley"><i><span style='font-size:9.0pt'>Michal K – Now Developer @ Reevoo - May 9, 2012</span></i></a></span><i><span style='font-size:9.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></i></p><p class=MsoNormal align=center style='text-align:center'><i><span style='font-size:9.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></i></p><p class=MsoNormal style='text-align:justify'><span style='font-size:6.0pt;font-family:"Garamond","serif";color:black'>This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. This email (and any attachment) may be confidential and legally privileged. Access and/or use by others is unauthorised and may be unlawful. This message contains confidential information and is intended only for the individual named. Contents of this email should not be disseminated, distributed or copied.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoPlainText><span lang=EN-US style='mso-fareast-language:EN-GB'>-----Original Message-----<br>From: chat-bounces@lists.lrug.org [mailto:chat-bounces@lists.lrug.org] On Behalf Of Frederick Cheung<br>Sent: 07 August 2012 09:16<br>To: London Ruby Users Group<br>Subject: Re: [LRUG] Credit card processing in the UK</span><o:p></o:p></p><p class=MsoPlainText><o:p> </o:p></p><p class=MsoPlainText><o:p> </o:p></p><p class=MsoPlainText>On 7 Aug 2012, at 09:09, J. Pablo Fernández <<a href="mailto:pupeno@pupeno.com"><span style='color:windowtext;text-decoration:none'>pupeno@pupeno.com</span></a>> wrote:<o:p></o:p></p><p class=MsoPlainText><o:p> </o:p></p><p class=MsoPlainText>> Hello rubists!<o:p></o:p></p><p class=MsoPlainText>> <o:p></o:p></p><p class=MsoPlainText>> My startup is getting closer to the point when we start charging. Yay! So... Any recommendation on a merchant, or however you'd call such a provider, that would store the CC number for me and allow me to place a charge of variable amounts every month? Yeah, I know, the trickiest of the cases. The most promising companies offering these types of services that I found all fail at the geographic level: they are US-centric and can't operate in the UK.<o:p></o:p></p><p class=MsoPlainText><o:p> </o:p></p><p class=MsoPlainText>worldpay do offer this service in the uk. You can set up what they call a futurepay recurring payment. You can either do a regular payment which occurs at fixed intervals (but with a varying amount) or adhoc intervals but with a limit (that the user enters when they give the card details to worldpay) both on the total amount chargeable per time period and the max frequency of payments. I did an integration with the latter a few years back and it was relatively straightforward (although we never launched, for a bunch of other reasons). Setting up a merchant account with worldpay was a bit of a pain - took forever and they wanted all sorts of crazy info to verify us (did that bit again quite recently)<o:p></o:p></p><p class=MsoPlainText><o:p> </o:p></p><p class=MsoPlainText>I believe paypal also have a recurring payments thing, but I finds paypals set of products to be utterly confusing.<o:p></o:p></p><p class=MsoPlainText><o:p> </o:p></p><p class=MsoPlainText>Fred<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>