[LRUG] Recurring Payments and subscriptions

Thu Sep 1 11:02:11 PDT 2011

 Hello - thought I'd chip in. Disclaimer: I'm promoting my own company!  

I've been a long-time subscriber to LRUG, and I run a company called GoCardless.com (some people may remember GrouPAY.co.uk from previous LRUG events or Hacker News meetups - GoCardless is the version for businesses.).

We enable online merchants to accept Direct Debit with zero set-up costs - really cheap recurring payments with a great REST API (built on Rails) & co-branded "checkout" page. Currently UK-only, but we're expanding to Europe shortly. You don't need a merchant account or any other payments provider - we provide an end-to-end solution, and we're backed by the RBS.  

If you'd like to find out more, please get in touch.

Cheers

Tom

--  
Tom Blomfield

On Thursday, 1 September 2011 at 09:59, Tim Harding wrote:

> Opening up this old beauty again:  
>  
> Has anyone had specific experience with Recurly + Sage Pay + Sage Pay's bundled merchant account provider Elavon?
>  
> It appears that Recurly's hosted payment pages don't meet some of the requirements that Sage Pay mandates around black-listed countries and badging. Elavon, the merchant account provider require VbV or 3D Secure, at which point Recurly can't support them.
>  
> Recurly is an "Approved Partner" for Sage Pay…
>  
> Assembling a string of three providers that work together well seems to be a real pain in the arse.
>  
> Apparently Barclays and HSBC are both pretty relaxed about 3D Secure/VbV so there's some hope in that direction.
>  
>  
>  
> On Monday, 31 January 2011 at 15:02, Paul Campbell wrote:
>  
> > Paypal Payments Standard is really a fantastic, fantastic solution,
> > for what it is.
> >  
> > With some coaxing, you can also get Paypal Payments Express up and
> > running, which is slightly less obtrusive, and lets you use their API
> > rather than IPN to be sure a payment goes through:
> >  
> > http://www.codyfauser.com/2008/1/17/paypal-express-payments-with-activemerchant
> >  
> > +1 for RealEx with a merchant account, but getting a merchant account,
> > for me, isn't really worth the hassle when it's an MVP. I have one,
> > but I'm paying monthly for the privilege and not making enough back to
> > cover it!
> >  
> > —P
> >  
> > On Mon, Jan 31, 2011 at 2:59 PM, Chris Parsons
> > <chris at edendevelopment.co.uk (mailto:chris at edendevelopment.co.uk)> wrote:
> > > On 31 January 2011 13:54, Tim Harding <tim.harding at gmail.com (mailto:tim.harding at gmail.com)> wrote:
> > > > It's a shame you've had a different experience, it was a very easy way to
> > > > get up and going on day one for us.
> > >  
> > > Same here: I got Paypal up and running a few years back very easily
> > > using recurring payments. We did go through the same process that Tim
> > > did, verifying our bank accounts etc, but it wasn't much hassle. Our
> > > implementation is a very simple subscribe button which redirects to
> > > Paypal's payment pages, so that might explain the difference.
> > >  
> > > Thanks
> > > Chris
> > >  
> > > > On 30 January 2011 16:40, George Palmer <george.palmer at gmail.com (mailto:george.palmer at gmail.com)> wrote:
> > > > >  
> > > > > > I've had numerous problems in the past getting PayPal to turn recurring
> > > > > > billing on. You need to pay for their Website Payments Pro account,
> > > > > > which is
> > > > > > not a simple transaction: it's pretty much a full merchant account
> > > > > > application, and the bar they ask you to jump over is relatively high.
> > > > > > You
> > > > > > need to have been trading for 3+ years with them, and have a reasonable
> > > > > > trading history with them on their standard package before they'll
> > > > > > really
> > > > > > consider you, in my experience.
> > > > >  
> > > > > I'm not sure if that's still the case, or if it is, we seemed to have
> > > > > slipped through the net. We setup on a new business account and at
> > > > > the time of applying for recurring payments, had been a company for
> > > > > less than 2 years.
> > > > >  
> > > > > --
> > > > > George Palmer
> > > > > Founder
> > > > > http://www.digitaldeliveryapp.com
> > > > > _______________________________________________
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> > > >  
> > > >  
> > > >  
> > > > --
> > > > Tim Harding
> > > >  
> > > > Well Informed Ltd
> > > > Registered in England & Wales
> > > > Company number 06707839
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> > > >  
> > > >  
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> > >  
> > >  
> > >  
> > > --
> > > Chris Parsons
> > > CEO ~ Eden Development
> > >  
> > > Office: +44 (0)845 0097 094
> > > Email: chris at edendevelopment.co.uk (mailto:chris at edendevelopment.co.uk)
> > > Web: http://edendevelopment.co.uk
> > >  
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> >  
> >  
> >  
> > --  
> >  
> > Paul Campbell
> > paul at hypertiny.ie (mailto:paul at hypertiny.ie)
> > - - - - - - - - - - - - - - - - - - -
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