[LRUG] Credit card processing in the UK

[Paul Campbell]

A really cool hackday project would be to take an existing API and
re-implement it to use the Stripe API… once Stripe comes along, you
could just cut the cord!

—P

On Tue, Aug 7, 2012 at 12:51 PM, Sidu Ponnappa <ckponnappa at gmail.com> wrote:
>> I’d strongly advise against paypal.
> I second that. We launched payments for RubyMonk last week only to
> have Paypal lock our account a handful of subscriptions in. We're
> still trying to resolve the issue (they needed more documentation for
> account verification), but they've taken three days for the first set
> of documents and have come back asking for more, so that's going to be
> another three days.
>
> Being based out of India, we have little choice but to go with PayPal.
> We're incorporating a subsidiary in the US simply to get access to a
> better payments processor like Braintree or Stripe.
>
> Best,
> Sidu.
> http://c42.in
> http://sidu.in
>
>
> On 7 August 2012 16:48, Louis Goff-Beardsley <louisror at gmail.com> wrote:
>>
>> I’d strongly advise against paypal. I had serious issues caused by them limiting my merchant account without warning a few years back.
>>
>>
>>
>> Best, Louis
>>
>>
>>
>> IMPORTANT: The dangers of uploading your CV to a job board
>>
>>
>>
>> [Louis Goff-Beardsley]
>>
>>    > Ultra-Specialised Independent Ruby-on-Rails Recruitment.
>>
>>    > Software Sales, Business Development & AC Acquisition for the RoR community.
>>
>>    > LinkedIn:  http://www.linkedin.com/in/louisbeardsley
>>
>>    > Skype: LouisGB1
>>
>>    > Email: LouisRoR at gmail.com
>>
>>    > Land Line: 01183 276 608
>>
>>    > Mobile:  07825 338 966
>>
>>    > Twitter:@LouisRoR
>>
>> __________         __ __           __________
>>
>> \______   \_____  |__|  |   ______ \______   \ ____   ____
>>
>>  |       _/\__  \ |  |  |  /  ___/  |       _// __ \_/ ___\
>>
>>  |    |   \ / __ \|  |  |__\___ \   |    |   \  ___/\  \___
>>
>>  |____|_  /(____  /__|____/____  >  |____|_  /\___  >\___  >
>>
>>         \/      \/             \/          \/     \/     \/
>>
>>
>>
>> IRC: LouisGB - irc.freenode.org #LRUG, #NWRUG, #ruby, #rubyonrails
>>
>>
>>
>>
>>
>>
>>
>> “Louis found my dream job for me. He took a lot of time to get to know me and what I was looking for. He’s obviously got a lot of connections and was able to offer me a variety of roles. Louis actually knows what he’s talking about when it comes to Ruby-on-Rails, which is pretty much unique for a recruiter. He gave me advice on what course of action is best for me, helped me rewrite my CV as I was underselling myself and prepared me for my interviews. Highly recommended!” Michal K – Now Developer @ Reevoo - May 9, 2012
>>
>>
>>
>> This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. This email (and any attachment) may be confidential and legally privileged. Access and/or use by others is unauthorised and may be unlawful. This message contains confidential information and is intended only for the individual named. Contents of this email should not be disseminated, distributed or copied.
>>
>>
>>
>> -----Original Message-----
>> From: chat-bounces at lists.lrug.org [mailto:chat-bounces at lists.lrug.org] On Behalf Of Frederick Cheung
>> Sent: 07 August 2012 09:16
>> To: London Ruby Users Group
>> Subject: Re: [LRUG] Credit card processing in the UK
>>
>>
>>
>>
>>
>> On 7 Aug 2012, at 09:09, J. Pablo Fernández <pupeno at pupeno.com> wrote:
>>
>>
>>
>> > Hello rubists!
>>
>> >
>>
>> > My startup is getting closer to the point when we start charging. Yay! So... Any recommendation on a merchant, or however you'd call such a provider, that would store the CC number for me and allow me to place a charge of variable amounts every month? Yeah, I know, the trickiest of the cases. The most promising companies offering these types of services that I found all fail at the geographic level: they are US-centric and can't operate in the UK.
>>
>>
>>
>> worldpay do offer this service in the uk. You can set up what they call a futurepay recurring payment. You can either do a regular payment which occurs at fixed intervals (but with a varying amount) or adhoc intervals but with a limit (that the user enters when they give the card details to worldpay) both on the total amount chargeable per time period and the max frequency of payments. I did an integration with the latter a few years back and it was relatively straightforward (although we never launched, for a bunch of other reasons). Setting up a merchant account with worldpay was a bit of a pain - took forever and they wanted all sorts of crazy info to verify us (did that bit again quite recently)
>>
>>
>>
>> I believe paypal also have a recurring payments thing, but I finds paypals set of products to be utterly confusing.
>>
>>
>>
>> Fred
>>
>>
>>
>>
>> _______________________________________________
>> Chat mailing list
>> Chat at lists.lrug.org
>> http://lists.lrug.org/listinfo.cgi/chat-lrug.org
>>
> _______________________________________________
> Chat mailing list
> Chat at lists.lrug.org
> http://lists.lrug.org/listinfo.cgi/chat-lrug.org



-- 

Paul Campbell
paul at hypertiny.ie
- - - - - - - - - - - - - - - - - - -
web http://hypertiny.ie
blog http://www.pabcas.com
twitter http://www.twitter.com/paulca
github http://www.github.com/paulca
phone +353 87 914 8162
- - - - - - - - - - - - - - - - - - -