[LRUG] Credit card processing in the UK

Tue Aug 7 05:43:35 PDT 2012

You may as well just build a Stripe competitor at that point as you will
have to securely tokenise and store credit card details according to
PCI-DSS. If you want to do that, there are several customers on this thread
I'm sure, including me.

S

On Tue, Aug 7, 2012 at 1:28 PM, Paul Campbell <paul at rslw.com> wrote:

> A really cool hackday project would be to take an existing API and
> re-implement it to use the Stripe API… once Stripe comes along, you
> could just cut the cord!
>
> —P
>
> On Tue, Aug 7, 2012 at 12:51 PM, Sidu Ponnappa <ckponnappa at gmail.com>
> wrote:
> >> I’d strongly advise against paypal.
> > I second that. We launched payments for RubyMonk last week only to
> > have Paypal lock our account a handful of subscriptions in. We're
> > still trying to resolve the issue (they needed more documentation for
> > account verification), but they've taken three days for the first set
> > of documents and have come back asking for more, so that's going to be
> > another three days.
> >
> > Being based out of India, we have little choice but to go with PayPal.
> > We're incorporating a subsidiary in the US simply to get access to a
> > better payments processor like Braintree or Stripe.
> >
> > Best,
> > Sidu.
> > http://c42.in
> > http://sidu.in
> >
> >
> > On 7 August 2012 16:48, Louis Goff-Beardsley <louisror at gmail.com> wrote:
> >>
> >> I’d strongly advise against paypal. I had serious issues caused by them
> limiting my merchant account without warning a few years back.
> >>
> >>
> >>
> >> Best, Louis
> >>
> >>
> >>
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> >>
> >> -----Original Message-----
> >> From: chat-bounces at lists.lrug.org [mailto:chat-bounces at lists.lrug.org]
> On Behalf Of Frederick Cheung
> >> Sent: 07 August 2012 09:16
> >> To: London Ruby Users Group
> >> Subject: Re: [LRUG] Credit card processing in the UK
> >>
> >>
> >>
> >>
> >>
> >> On 7 Aug 2012, at 09:09, J. Pablo Fernández <pupeno at pupeno.com> wrote:
> >>
> >>
> >>
> >> > Hello rubists!
> >>
> >> >
> >>
> >> > My startup is getting closer to the point when we start charging.
> Yay! So... Any recommendation on a merchant, or however you'd call such a
> provider, that would store the CC number for me and allow me to place a
> charge of variable amounts every month? Yeah, I know, the trickiest of the
> cases. The most promising companies offering these types of services that I
> found all fail at the geographic level: they are US-centric and can't
> operate in the UK.
> >>
> >>
> >>
> >> worldpay do offer this service in the uk. You can set up what they call
> a futurepay recurring payment. You can either do a regular payment which
> occurs at fixed intervals (but with a varying amount) or adhoc intervals
> but with a limit (that the user enters when they give the card details to
> worldpay) both on the total amount chargeable per time period and the max
> frequency of payments. I did an integration with the latter a few years
> back and it was relatively straightforward (although we never launched, for
> a bunch of other reasons). Setting up a merchant account with worldpay was
> a bit of a pain - took forever and they wanted all sorts of crazy info to
> verify us (did that bit again quite recently)
> >>
> >>
> >>
> >> I believe paypal also have a recurring payments thing, but I finds
> paypals set of products to be utterly confusing.
> >>
> >>
> >>
> >> Fred
> >>
> >>
> >>
> >>
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>
> --
>
> Paul Campbell
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