[LRUG] Best Payments solution for Rails app?

[David Burrows]

Hi Andy,

That's really good info - the legal/risk side of the payments stuff is
always tricky and Paymill's sign up process seemed a little too good to be
true, hopefully it's a minor blip, let me know how you get on

Best Regards,
David

-- 
David Burrows
079 1234 2125
@dburrows

http://www.designsuperbuild.com/ | @dsgnsprbld


On Thu, Feb 14, 2013 at 4:02 PM, Andrew Stewart
<boss at airbladesoftware.com>wrote:

>
> On 8 Feb 2013, at 11:55, Mark Weston wrote:
> > I've been lurking on every payments solution discussion thread here and
> elsewhere and have spiked interfaces to a couple of them.  Paymill, at
> first glance, looks like a fantastic new option for a new business but we
> won't be implementing payments for real for another couple of months.  I'd
> love to hear any feedback from someone who's tried them out (bonus points
> for actual money transactions rather than tests).  Is their
> English-language documentation good enough once you get down to the
> nitty-gritty of actual implementation?
>
> I started working with Paymill a few weeks ago.  I found it pretty
> straightforward to understand their English documentation and integrate
> credit card subscriptions in my webapp (once I realised that a Paymill
> "offer" is what most people would call a "plan").
>
> There's a good Ruby gem wrapping their API.  The API itself has all the
> key things in place but you still need to compose one or two higher-level
> things yourself, such as updating an existing recurring payment with a new
> credit card.  Hopefully this sort of thing will appear in the API in due
> course.
>
> So far I have found Paymill's non-technical support fast and helpful.  The
> technical support has been slow and less helpful – but perhaps I've just
> been unlucky.
>
> In terms of actual money transactions I was off to an inauspicious start.
>  When the time came to move my first customer from my previous payment
> processor (FastSpring) to Paymill, I asked them to put their card info into
> my website.  Everything worked but the bank declined the transaction due to
> "banking risk issues". I asked Paymill to investigate and am awaiting a
> response.
>
> Hope that helps.
>
> Yours,
> Andy Stewart
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