[LRUG] Is anyone working with Open Banking providers?

[Patrick Gleeson]

Hi LRUG,

I'm working on a project at the moment that requires users to provide their
recent bank transaction history. We'd like to avoid manual statement
upload, so we're looking at services that provide a unified authentication
flow and API to access this via Open Banking. There seem to be lots of
companies offering services like this, such as Yapily, Tink, Salt Edge,
LendingMetrics, TrueLayer, MoneyHub, Experian, Strands. We've tried a
couple out, and our experience has been... not great. Lots of API downtime
and error messages, patchy and inaccurate documentation etc. And
conversations with developers who've tried other services have yielded
similar stories of integration pain points. I get the sense lots of
startups are scrambling for dominance in this space but using the 'move
fast and break stuff' mantra, and support from the banks themselves is
pretty patchy as well.

I'd love to hear if anyone has had any positive experiences with any
provider of Open Banking integration (or any horror stories).

Best,

Patrick
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