[LRUG] Credit card processing in the UK

[Stevie Graham]

A few members of this list have been bitten by SagePay reliability. Those
LRUGers can chip in if they want to elaborate. Personally I remember them
being down for a long period of time around 2010. I'm sure I remember an
outage that was almost a day long.

Something to consider when choosing your gateway.

S

On Tuesday, August 7, 2012, Rob Sworder wrote:

> Hi,
> I've also been looking into this;
>
> for UK:
> Sage Pay provide a token system (http://www.sagepay.com/token-system)
> Paypal Express (but not Pro?) provide reference transactions (
> https://cms.paypal.com/us/cgi-bin/?cmd=_render-content&content_ID=developer/e_howto_api_ECReferenceTxns
> )
>
> and for N.America:
> Authorize.net (
> http://www.authorize.net/solutions/merchantsolutions/merchantservices/cim/
> )
>
> Rob Sworder
> robsworder at timeout.com <javascript:;>
>
> >> >> On 7 Aug 2012, at 09:09, J. Pablo Fern?ndez <pupeno at pupeno.com<javascript:;>>
> wrote:
> >> >>
> >> >>
> >> >>
> >> >> > Hello rubists!
> >> >>
> >> >> >
> >> >>
> >> >> > My startup is getting closer to the point when we start charging.
> >> >> > Yay! So... Any recommendation on a merchant, or however you'd call
> such a
> >> >> > provider, that would store the CC number for me and allow me to
> place a
> >> >> > charge of variable amounts every month? Yeah, I know, the
> trickiest of the
> >> >> > cases. The most promising companies offering these types of
> services that I
> >> >> > found all fail at the geographic level: they are US-centric and
> can't
> >> >> > operate in the UK.
> >> >>
> >> >>
> >> >>
> >> >> worldpay do offer this service in the uk. You can set up what they
> call
> >> >> a futurepay recurring payment. You can either do a regular payment
> which
> >> >> occurs at fixed intervals (but with a varying amount) or adhoc
> intervals but
> >> >> with a limit (that the user enters when they give the card details to
> >> >> worldpay) both on the total amount chargeable per time period and
> the max
> >> >> frequency of payments. I did an integration with the latter a few
> years back
> >> >> and it was relatively straightforward (although we never launched,
> for a
> >> >> bunch of other reasons). Setting up a merchant account with worldpay
> was a
> >> >> bit of a pain - took forever and they wanted all sorts of crazy info
> to
> >> >> verify us (did that bit again quite recently)
> >> >>
> >> >>
> >> >>
> >> >> I believe paypal also have a recurring payments thing, but I finds
> >> >> paypals set of products to be utterly confusing.
> >> >>
> >> >>
> >> >>
> >> >> Fred
> >> >>
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